# How It Works - [USDX](https://docs.clearpool.finance/clearpool/how-it-works/usdx.md) - [For Lenders](https://docs.clearpool.finance/clearpool/how-it-works/usdx/for-lenders.md) - [Prime](https://docs.clearpool.finance/clearpool/how-it-works/prime.md): Largest global KYC & AML compliant network for wholesale borrowing and lending of digital assets - [Protocol](https://docs.clearpool.finance/clearpool/how-it-works/prime/protocol.md) - [Rolling Loans](https://docs.clearpool.finance/clearpool/how-it-works/prime/protocol/rolling-loans.md) - [Call Backs](https://docs.clearpool.finance/clearpool/how-it-works/prime/protocol/call-backs.md) - [Interest Rate Mechanism](https://docs.clearpool.finance/clearpool/how-it-works/prime/protocol/interest-rate-mechanism.md) - [Revenue](https://docs.clearpool.finance/clearpool/how-it-works/prime/protocol/revenue.md) - [Product User Guide](https://docs.clearpool.finance/clearpool/how-it-works/prime/product-user-guide.md) - [For Borrowers](https://docs.clearpool.finance/clearpool/how-it-works/prime/for-borrowers.md) - [MLA](https://docs.clearpool.finance/clearpool/how-it-works/prime/for-borrowers/mla.md): Legal contracts governing the use of Clearpool Prime - [For Lenders](https://docs.clearpool.finance/clearpool/how-it-works/prime/for-lenders.md) - [Credit Vaults](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults.md): Introducing Credit Vaults: A Flexible Lending Solution - [Protocol](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol.md): This section breaks down the building blocks of Credit Vaults. - [CpTokens](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/cptokens.md) - [Bond NFT](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/bond-nft.md): Withdrawing Made Easy: Introducing Bond NFTs - [Repayment and Penalties](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/repayment-and-penalties.md): Repayments, Grace Periods, and Penalty Interest - [Pool Terms](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/pool-terms.md): Modifying Credit Vault Terms - [Pool Size](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/pool-terms/pool-size.md): Setting and Adjusting Pool Size Caps - [Interest Rates](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/pool-terms/interest-rates.md): Transparent Interest Rates: Fixed Initially but Adjustable with Notice - [Repayment Frequency](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/pool-terms/repayment-frequency.md): Flexible Repayment Schedules: Fixed Initially, Adjustable for Decreases - [Withdrawal Request](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/pool-terms/withdrawal-request.md): Flexible Withdrawals with Notice - [Default](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/default.md): Managing Defaults: Protecting Lenders and Facilitating Debt Resolution - [Revenue](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/protocol/revenue.md): Supporting the Clearpool Ecosystem - [Credit Risk Scoring](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/credit-risk-scoring.md): Clearpool's partnership with Credora - [For Borrowers](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-borrowers.md) - [Onboarding](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-borrowers/onboarding.md): Streamlined Onboarding for Borrowers - [MLA](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-borrowers/onboarding/mla.md): Documents governing the Credit Vaults protocol on Clearpool. - [Launching a Pool](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-borrowers/launching-a-pool.md): Ready to Launch Your Credit Vault? - [Borrow & Repay](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-borrowers/borrow-and-repay.md): Managing Your Borrowing: A Seamless Process - [For Lenders](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-lenders.md): Become a Lender and Earn Interest - [Providing Liquidity](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-lenders/providing-liquidity.md): How to provide liquidity: - [Withdrawing Liquidity](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-lenders/withdrawing-liquidity.md): Flexible Withdrawals with Notice - [Claiming Rewards](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-lenders/claiming-rewards.md): In addition to pool interest, lenders can earn additional rewards paid in CPOOL. - [Banxa Credit Vault](https://docs.clearpool.finance/clearpool/how-it-works/credit-vaults/for-lenders/banxa-credit-vault.md): Everything you need to know about the Banxa Credit Vault - [Dynamic](https://docs.clearpool.finance/clearpool/how-it-works/dynamic.md): Lend directly to whitelisted institutions and earn risk-adjusted returns. No lock-up period. - [Protocol](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol.md) - [cpTokens](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/cptokens.md) - [Interest Rates](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/interest-rates.md) - [Pool Size](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/pool-size.md) - [Pool Notifications](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/notifications.md): A simple guide on how to set up notifications for pool utilization levels - [Default](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/default.md) - [Insurance](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/insurance.md) - [Revenue](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/protocol/revenue.md) - [Credit Risk Scoring](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/credit-risk-scoring.md): Clearpool's partnership with Credora - [For Borrowers](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers.md): Introduction - [Onboarding](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding.md) - [MLA](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla.md) - [Platform Terms](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla/platform-terms.md) - [Digital Currency Lending Agreement](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla/digital-currency-lending-agreement.md) - [Services Agreement](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla/services-agreement.md) - [cpTokens Secondary Trading Agreement](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla/cptokens-secondary-trading-agreement.md) - [Auction Settlement Terms](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding/mla/auction-settlement-terms.md) - [Launching a Pool](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/launching-a-pool.md) - [Borrow & Repay](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/borrow-and-repay.md) - [Permissioned Pools](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/permissioned-pools.md): Beta - [For Lenders](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders.md) - [Providing Liquidity](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/providing-liquidity.md) - [Withdrawing Liquidity](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/withdrawing-liquidity.md) - [Claiming Rewards](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/claiming-rewards.md) - [Clearpool & Mantle Rewards Campaign](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/clearpool-and-mantle-rewards-campaign.md): Earn an additional 15% APR paid in MNT Tokens for early LPs on the Mantle Market - [Clearpool & Optimism Rewards Campaign - Ended](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/clearpool-and-optimism-rewards-campaign.md): Earn an additional 5% APR paid in OP Tokens for early LPs on the Optimism Market - [Clearpool & Polygon Rewards Campaign - Ended](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-lenders/matic-rewards.md): Additional APR was paid in MATIC for early LPs on the Polygon Market. Results attached! - [Oracles and Staking](https://docs.clearpool.finance/clearpool/how-it-works/cpool-staking.md): Earn attractive yields by staking CPOOL to a Clearpool Oracle staking pool. - [Clearpool Oracles](https://docs.clearpool.finance/clearpool/how-it-works/cpool-staking/cpool-oracles.md): The Clearpool Oracle governance mechanism has been designed to ensure that the interest rate curves on Clearpool permissionless pools move fluidly with market conditions. - [Oracle Voting Results](https://docs.clearpool.finance/clearpool/how-it-works/cpool-staking/oracle-voting-results.md): This section will contain all the reports from each voting round. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.clearpool.finance/clearpool/how-it-works.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.