# Lending

### Trading Firms

Clearpool mainly supports **crypto-native trading firms**, including high-frequency trading (HFT) and market-making operations, by offering tailored lending solutions through Dynamic and Prime pools.

#### How It Works

* **Dynamic Pools** offer unsecured, on-chain liquidity with interest rates that automatically adjust according to pool utilization. As permissionless markets, they allow any user to provide capital to whitelisted institutional borrowers and earn risk-adjusted returns.
* **Prime Pools** serve institutional trading firms requiring full KYC/AML compliance. These permissioned credit pools enable regulated counterparties to access customizable credit terms while satisfying internal and regulatory transparency requirements.

#### Why Trading Firms Use Clearpool

Crypto trading firms, such as market makers, often need quick, flexible, and collateral-efficient liquidity. Clearpool meets these needs by offering:

* **Unsecured, overcollateral-free credit:** eliminating capital inefficiencies common in traditional overcollateralized lending models
* **Dynamic on-chain interest pricing:** ensuring lenders are compensated proportionally to risk and utilization, while borrowers access liquidity that scales with their workflow


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