Roadmap
2026: The Tokenization Engine for the On-chain Economy
Clearpool is the tokenization engine that turns trillions of dollars in static real-world credit into active, liquid capital. In strategic partnership with Hex Trust, Clearpool combines licensed institutional custody with DeFi composability to support the next phase of tokenized yield.
1) The Product Engine: Structured Yield Vaults
Clearpool is engineering vaults that transform underlying economic activity into structured, on-chain yield products. The objective is a unified interface that enables digital capital to access diverse yield sources without a bespoke integration for each product.
These vaults span multiple categories:
Government debt: starting with U.S. T-Bills as a foundational, low-risk building block (USDX T-Pool)
Private credit: corporate credit, payment financing, and invoice financing (Dynamic Pools, Clearpool Prime, and Credit Vaults)
Fund strategies: market-neutral approaches such as delta-neutral and basis trading structures (X-Pool)
Commodities and currencies: yield on idle assets including gold, EUR, and other fiat-based exposures, with support for RLUSD and other institutional stablecoins (coming soon)
Within private credit, Clearpool Prime, the institutional credit platform for regulated counterparties, is being scaled up in 2026, expanding the borrower network of vetted institutions raising liquidity on-chain.
2) The Intelligence Core: Asset-Level Validation
Allocators need more than a headline APY. They also need verifiability of the yield source and clarity on risk. Through its partner network, anchored by Hex Trust, Clearpool is building a system where performance, collateral, and risk signals are grounded in verifiable data, enabling allocators to choose exposure across defined risk profiles, from lower-volatility government debt to higher-return fintech-originated credit and structured trading strategies.
3) The Liquidity Multiplier: Active Capital Through Tokenization
Instead of locking allocators into static contracts, Clearpool tokenizes each position, issuing a cpToken representing a share of the underlying vault. This turns yield exposure into a portable financial primitive that can be held, transferred, and integrated into broader on-chain workflows. As secondary markets mature, yield positions become composable building blocks across DeFi and treasury systems.
4) Seamless Distribution: Embedded Finance via the Clearpool Suite
The next wave of adoption depends on embedding yield into products people already use. The Clearpool Suite is an API layer that fintechs, neo-banks, and corporate treasury platforms can integrate to offer risk-adjusted yield within familiar user experiences. Clearpool handles structuring, tokenization, and compliance complexity so partners can focus on distribution and customer trust.
5) The Universal Layer: Interoperability Across Chains
The on-chain economy is increasingly multi-chain. Clearpool's roadmap emphasizes interoperability as a core end state, enabling its suite of vaults and assets to operate consistently across supported networks. This is essential for allocators, integrators, and institutions managing capital across multiple ecosystems.
Beyond its existing networks, Clearpool is expanding to the ecosystems where institutional capital already operates, starting with XDC Network and Ripple.
Execution Roadmap
Pillar
Deliverables
Structure
Protocol upgrades for Credit 2.0 (RLOC) vaults and non-credit assets (strategies & funds); asset-level validation through the Hex Trust partner network; scaled-up Clearpool Prime offering for institutional borrowers
Assets
Hex Trust custody integration for commodities vaults (gold); multi-currency yield vaults (EUR/fiat); support for RLUSD and other institutional stablecoins
Utility
Secondary markets enabling trading and composability for cpTokens; dedicated strategy vaults for fund-based structures
Scale
Live embedded-yield API integrations with non-crypto fintech partners; full interoperability across supported chains; expansion to institutional networks (XDC and Ripple) to start.
The End State
Originators: fintechs, funds, and treasuries structure and tokenize liabilities efficiently.
Allocators: from institutions to retail users, access standardized yield products aligned to defined risk profiles.
Clearpool serves as the bridge: enabling a seamless flow of value between real-world economic activity and on-chain capital markets.
2024
Q1 2024
Credit Vaults
New Chain
Fintech Borrowers
New Multi-chain UI/UX
Term Pools
Q2 2024
New CPOOL Staking Model & Protocol Governance
Larger Variety of Borrowers & Credit Products
Detailed Credit Reports
Q3 2024
Collateralized Lending
Continued Multi-Chain Growth
New Asset Support
Q4 2024
Clearpool Prime V2
Exchange Traded Pools
2023
Q1 2023
✅ Refactoring of CPOOL staking
✅ Refactoring of Permissionless Pools
✅ Multi-Asset Pools (Expanded Asset Support)
✅ New Permissionless USDT Pool on Ethereum with Fasanara Digital
✅ New Permissionless USDC Pool on Ethereum with Portofino Technologies
Q2 2023
✅ New Permissionless USDC Pool on Ethereum with Alphanonce
✅ New Permissionless USDC Pool on Ethereum with Fasanara Digital
✅ Yield Tranches UI Integration with Idle
Q3 2023
✅ Mainnet Launch on Polygon zkEVM
✅ New Permissionless USDC pool on Polygon zkEVM with Fasanara Digital
✅ New Permissionless USDT pool on Polygon zkEVM with Portofino Technologies
✅ New Permissionless USDT pool on Ethereum with Manifold
✅ New Permissionless USDC Pool on Ethereum with Wincent
✅ Clearpool Subgraph Upgraded to The Graph Network
✅ Enhanced Revenue Model & Revamped Tokenomics Q4 2023
✅ Secure OP Grants & Boosted OP yields
✅ New Permissionless USDT pool on Optimism with Fasanara Digital
✅ New Permissionless USDT pool on Optimism with Portofino Technologies
What's Next?
⏹️ New Staking Model
⏹️ Governance and Voting
2022
- Q1 ✅ Clearpool Protocol Ethereum mainnet ✅ 3 new pools with Folkwang, Wintermute and FBG Capital - Q2 ✅ Permissioned Pool with Jane Street ✅ New Interest Rate Model – Cosine Curve ✅ Improved UX of the application ✅ 2 new pools with TPS Capital, Amber Group and Auros - Q3 ✅ Clearpool Mainnet Launch - Polygon ✅ CPOOL buybacks - Official launch ✅ CPOOL Native Staking & Oracles - Official launch - Q4 ✅ Permissioned Pools v2
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