# Onboarding Borrowers will be guided through an onboarding process consisting of the following steps: * KYC and AML – This process is conducted by Clearpool's partner - [Credora](https://credora.io/) * Legal Agreements – Borrowers (and lenders) must agree to the Clearpool [Terms & Conditions](/clearpool/terms-and-conditions/restricted-countries.md) * MPC Wallet – A supported multi-party computation wallet (MPC) is recommended (but not required) to borrow and repay liquidity * Credit Risk Assessment – A credit risk score and borrower capacity will be calculated by Credora (see [Credit Risk Scoring](https://credora.gitbook.io/credit-methodology/SbLmTxogePkrzsF4z9IK/) for more information) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.