> For the complete documentation index, see [llms.txt](https://docs.clearpool.finance/clearpool/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.clearpool.finance/clearpool/how-it-works/dynamic/for-borrowers/onboarding.md).

# Onboarding

Borrowers will be guided through an onboarding process consisting of the following steps:

* KYC and AML – This process is conducted by Clearpool's partner - [Credora](https://credora.io/)
* Legal Agreements – Borrowers (and lenders) must agree to the Clearpool [Terms & Conditions](/clearpool/terms-and-conditions/restricted-countries.md)
* MPC Wallet – A supported multi-party computation wallet (MPC) is recommended (but not required) to borrow and repay liquidity
* Credit Risk Assessment – A credit risk score and borrower capacity will be calculated by Credora (see [Credit Risk Scoring](https://credora.gitbook.io/credit-methodology/SbLmTxogePkrzsF4z9IK/) for more information)